How to Find Any Banker's Email Address

You found the perfect analyst on LinkedIn: right group, right school, right background. The problem is that LinkedIn does not give you their email, and cold outreach lives and dies on reaching the actual inbox. The good news is that almost every investment bank assigns email addresses by a single firm-wide formula, so once you know the pattern and the domain, you can construct a banker's most likely address from just their name. This guide covers how the formats work, the exact pattern at every major bank, and the traps that make emails bounce.

How bank email formats work

Banks do not hand out custom addresses. IT assigns them by formula, which means the same handful of patterns cover nearly the entire industry:

• first.last: jane.doe@firm.com. By far the most common format on Wall Street.
• flast: jdoe@firm.com, first initial plus last name. Common at boutiques and middle-market firms.
• lastf: doej@firm.com, last name plus first initial. Rare, but Stifel is known for it.
• first.m.last: jane.m.doe@firm.com. Some banks insert a middle initial, especially when two employees share a name.

To construct a working address you need two things right: the pattern and the domain. The domain is where most students slip. Goldman Sachs is gs.com, not goldmansachs.com. Bank of America is bofa.com. Get the domain wrong and even a perfect pattern bounces. One more caveat: these are firm-wide defaults, not guarantees. Big banks run several formats at once and resolve name collisions unpredictably, so treat every constructed address as a strong guess, not a certainty.

Bulge bracket email formats

The large banks are the most consistent. Nearly all of them use first.last, so the real question is the domain:

• Goldman Sachs: first.last@gs.com. Middle initial on name collisions.
• Morgan Stanley: first.last@morganstanley.com. Uses legal first names, so try Matthew before Matt.
• J.P. Morgan: first.last@jpmorgan.com. Senior and tenured bankers often need a middle initial (first.m.last).
• Bank of America: first.last@bofa.com. Legacy baml.com and ml.com addresses still forward for pre-2019 hires.
• Citi: first.last@citi.com for the investment bank. Corporate roles use citigroup.com.
• Barclays: first.last@barclays.com.
• UBS: first.last@ubs.com.
• Deutsche Bank: first.last@db.com.
• Wells Fargo: first.last@wellsfargo.com.
• RBC Capital Markets: first.last@rbccm.com. The capital markets arm is rbccm.com, not rbc.com.
• BNP Paribas: first.last@americas.bnpparibas.com for US bankers. The plain bnpparibas.com domain may bounce.
• HSBC: first.last@us.hsbc.com for the US arm, and a middle initial may be required.
• Nomura: first.last@nomura.com. On collisions the firm appends a number (first.last1@).
• Mizuho: first.last@mizuhogroup.com for the US arm.

Elite boutique email formats

Boutiques are where cold email works best, and also where the formats get quirky:

• Evercore: first.last@evercore.com.
• Centerview Partners: flast@centerviewpartners.com (jdoe@). Note the full centerviewpartners.com domain.
• Lazard: first.last@lazard.com.
• Moelis & Company: first.last@moelis.com.
• PJT Partners: first.last@pjtpartners.com is the best guess, but the data is thin.
• Perella Weinberg Partners: flast@pwpartners.com, with no dot (jdoe@). Older sources showing a dotted f.last are stale.
• Guggenheim Securities: first.last@guggenheimpartners.com. The domain is guggenheimpartners.com, not guggenheim.com.
• Rothschild & Co: first.last@rothschildandco.com. The legacy rothschild.com domain also circulates, so test both.
• Qatalyst Partners: first.last@qatalyst.com.
• Allen & Company: flast@allenco.com.
• LionTree: flast@liontree.com.
• Greenhill: first.last@greenhill.com. Now an Evercore subsidiary, so addresses may migrate.
• Ducera Partners: flast@ducerapartners.com.
• Robey Warshaw: first.last@robeywarshaw.com. Tiny firm, small sample, and it was acquired by Evercore in 2025.

Middle market and regional bank formats

• Jefferies: flast@jefferies.com, with first.last as the fallback. The firm genuinely runs both.
• Houlihan Lokey: contested. Try first.last@hl.com, then flast@hl.com. The domain is hl.com either way.
• Piper Sandler: first.last@psc.com. The domain is psc.com (legacy Piper Jaffray), not pipersandler.com.
• William Blair: flast@williamblair.com.
• Baird: flast@rwbaird.com. The rw in the domain trips people up.
• Raymond James: first.last@raymondjames.com.
• Lincoln International: flast@lincolninternational.com in the Americas. Formats vary by country.
• Harris Williams: flast@harriswilliams.com.
• Stephens: first.last@stephens.com, with flast as the fallback.
• Stifel: lastf@stifel.com (doej@), the unusual one. If it bounces, try first.last.
• TD Cowen: first.last@tdsecurities.com. Legacy flast@cowen.com addresses still forward.
• Truist Securities: first.last@truist.com. Legacy suntrust.com addresses forward.
• KeyBanc Capital Markets: disputed. Try first.last@key.com, then flast@keybanccm.com.
• BMO Capital Markets: first.last@bmo.com.
• Macquarie: first.last@macquarie.com.
• Solomon Partners: first.last@solomonpartners.com. The firm was PJ Solomon until 2021, when it used flast.
• Oppenheimer: first.last@opco.com. The obvious oppenheimer.com bounces.
• Cantor Fitzgerald: first.last@cantor.com, with flast as the fallback. Sources disagree.
• Needham & Company: flast@needhamco.com.

The traps that actually cause bounces

When a well-constructed email bounces, it is almost always one of four things:

• Wrong domain. The single biggest failure. Goldman is gs.com, Houlihan Lokey is hl.com, Piper Sandler is psc.com, Baird is rwbaird.com, Oppenheimer is opco.com, Centerview is centerviewpartners.com. The obvious company-name domain is frequently wrong.
• Missing middle initial. J.P. Morgan (for senior and tenured bankers) and HSBC often require first.m.last, so a plain first.last can bounce even when the pattern is right.
• Regional domains. Global banks route US bankers through regional domains: americas.bnpparibas.com for BNP Paribas and us.hsbc.com for HSBC.
• Name collisions. When two employees share a name, banks resolve it unpredictably: a middle initial at Goldman and Morgan Stanley, an appended number at Nomura. Common names are simply less reliable to construct.

What to do when an email bounces

A bounce is information, not a dead end. Work through the alternatives in order:

1. Try the firm's fallback format. At disputed firms like Jefferies, Houlihan Lokey, Stifel, and Cantor Fitzgerald, the second pattern is nearly as common as the first.
2. Check the domain before abandoning the pattern. A first.last that bounced at oppenheimer.com will often land at opco.com.
3. For recently merged or rebranded firms, try the legacy domain. Addresses at cowen.com, suntrust.com, and pjsolomon.com still forward.
4. If the person has a common name, add a middle initial if you can find one on LinkedIn or a deal announcement.
5. If nothing lands, find a colleague at the same firm whose email you can confirm, and their address reveals the live pattern.

You have the address. Now write the email

Finding the address is the mechanical half of cold outreach. The half that actually earns a reply is a short, personalized email and a disciplined follow-up, and most students lose on the follow-up, not the first message. Our guide to writing cold emails for investment banking covers the structure that gets replies, and the ready-to-send templates live in the Script Vault.